TORONTO, July 12, 2017 /CNW/ - With the summer in full swing, leading home and auto insurer RSA Canada is urging those renting a cottage this season to make sure they know what is and isn't protected by their insurance.
RSA's communications and media relations manager, Brodie Bott, says there are a few things renters can do to ensure their summer cottage vacation or getaway is enjoyable.
"It's important that those renting a cottage are doing so from a reputable source," Bott says. "Ask for reviews from prior customers as well as any provincial or municipal affiliations."
He also suggests renters confirm that the owner has insurance on the property. "A loss to the building, as well as the safety of you and your guests is the owner's responsibility," says Bott.
Other things to remember when it comes to renting a cottage, include:
- Personal items taken to the cottage are covered by the renter's personal insurance policy.
- Any loss of use of a cottage is not covered by the renter's insurance policy (including the cancellation of the rental by the property owner).
- Any intentional damage caused to the cottage by the renter or their guest is the responsibility of the renter and is not covered by their personal insurance policy.
"It's equally important that renters abide by the terms of the rental agreement, particularly the rules around the legal number of persons occupying the property, any requirements around clean-up and the owner's policy on pets, to ensure they are covered should anything go awry," Bott says.
With a 300 year heritage, RSA is a multinational quoted insurance group. Focusing on general insurance, RSA's core markets are the UK & Ireland, Scandinavia and Canada, with the capability to write insurance business across the globe. RSA's core businesses have approximately 13,500 employees with net written premiums of £6.3bn in 2016.
About RSA Canada
The RSA Canada group of companies includes Roins Financial Services Limited, Royal & Sun Alliance Insurance Company of Canada, Quebec Assurance Company, Johnson Inc., Unifund Assurance Company, Western Assurance Company, Ascentus Insurance Ltd., Canadian Northern Shield Insurance Company and RSA Travel Insurance Inc. (collectively, "RSA Canada") and is part of a group of companies headed by RSA Insurance Group Plc. RSA Canada employs more than 3,000 people across Canada and is one of the oldest insurance companies in the country with roots dating back to 1833.
©2017 Royal & Sun Alliance Insurance Company of Canada. All rights reserved. RSA, RSA & Design and related words and logos are trademarks and the property of RSA Insurance Group plc, licensed for use by Royal & Sun Alliance Insurance Company of Canada. RSA is a trade name of Royal & Sun Alliance Insurance Company of Canada.
SOURCE RSA Canada
For further information: Brodie Bott, Communications Manager, RSA Canada, [email protected]