Payments and Fintech Firms Pair Third Quarter Results With Higher 2026 Outlooks
NEW YORK, Nov. 12, 2026 /CNW/ -- Market Updates News Commentary - Payments and financial technology companies have been reporting third quarter 2026 results this month, and two more did so on Wednesday, Nov. 11. Among the five companies reviewed below, each paired its quarterly results with a higher full-year 2026 outlook in some form, with the raised measures including revenue, gross profit, adjusted EBITDA and adjusted earnings per share. Active Companies from around the markets with current developments this week include: Riskified Ltd. (NYSE: RSKD), Nayax Ltd. (NASDAQ: NYAX), Block, Inc. (NYSE: XYZ), Corpay, Inc. (NYSE: CPAY), and Flywire Corporation (NASDAQ: FLYW).
The five work in different corners of the industry. In their own descriptions, they range from a leader in ecommerce fraud and risk intelligence to a global commerce payments and loyalty platform, a global payments enablement and software company and a company that calls itself the Global Spend Management Company. Block's shareholder letter breaks out results for Cash App and Square.
Several of the releases report growth in payment or transaction volume alongside wider adjusted margins or stronger free cash flow. Each company defines those measures in its own way; the figures below carry the GAAP, non-GAAP and non-IFRS labels the companies themselves use.
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Riskified Ltd. (NYSE: RSKD)
Riskified reported third quarter 2026 results on Nov. 11. Revenue grew 41% year-over-year to $115.2 million, an acceleration from 22% growth in the second quarter of 2026, driven by continued new merchant and upsell activity, according to the company. The company generated record free cash flow, a non-GAAP measure, of $15.2 million and ended the quarter with approximately $235 million in cash, deposits and investments and no debt.
Riskified now anticipates 2026 revenue between $427 million and $433 million, up from a prior range of $400 million to $410 million, and Adjusted EBITDA, a non-GAAP measure, between $39 million and $43 million, up from $33 million to $39 million. It also introduced capabilities designed to identify the AI agent behind an order or customer service request, and announced a new partnership with Zendesk. "We delivered 41% revenue growth and we're raising our outlook for the third time this year. Merchants facing faster, more sophisticated fraud are turning to our risk intelligence platform and adopting more of our products," said Eido Gal, CEO & Co-Founder of Riskified. Riskified shares closed at $10.37 on Wednesday, up 22.29% on the day.
Nayax Ltd. (NASDAQ: NYAX)
Nayax reported third quarter 2026 results on Nov. 11. Revenue increased 23% to $128 million from $104.3 million, recurring revenue from SaaS and payment processing fees grew 21% to $93.5 million, and gross margin was 49.6%. The company reported a net loss of $1.1 million, along with Adjusted Net Income of $14.1 million, Adjusted EBITDA of $24.2 million at a 19% margin and free cash flow of $10 million, all non-IFRS measures.
Nayax completed the acquisition of IPS Group on Oct. 1, 2026, which it said expanded its platform into parking. The company reaffirmed its full-year guidance, excluding IPS, of $510 million to $520 million, and said that with IPS its revenue guidance is expected to be between $530 million and $540 million for the full year 2026. "Our third-quarter results demonstrated continued growth alongside improved margins, operating leverage and a return to positive free cash flow. Revenue grew 23%, gross margin hit a record 49.6%, and Adjusted EBITDA increased by more than 70% sequentially, all while we converted a 41% positive free cash flow," commented Yair Nechmad, Nayax's Co-Founder, Chief Executive Officer and Chairman of the Board. Nayax shares closed at $53.00 on Wednesday, up 8.52%.
Block, Inc. (NYSE: XYZ)
Block reported third quarter 2026 results on Nov. 3 in a shareholder letter filed with the SEC. Gross profit grew 22% year over year to $3.24 billion, and Adjusted Operating Income, a non-GAAP measure, grew 92% year over year to $923 million. GAAP diluted EPS was $0.92, while Adjusted Diluted EPS, also a non-GAAP measure, grew 109% year over year to a record $1.13. Cash App monthly transacting actives grew to 60 million in September, and Square GPV grew 14% year over year on a reported and constant currency basis.
The letter said Block exceeded its guidance on gross profit, Adjusted Operating Income and Adjusted Diluted EPS growth and raised its guidance across each of these metrics for the year; its guidance table shows 2026 gross profit of $12.626 billion, or 22% growth. Referring to four principles the company set at the beginning of the year, the letter, signed by Block Head and Chairperson Jack Dorsey and Chief Financial Officer & Chief Operating Officer Amrita Ahuja, stated: "We used these principles to refocus how we work, what we work on, and where we're going. And we saw this compound into another strong set of results in the third quarter." Block shares closed at $85.72 on Wednesday, up 0.16%.
Corpay, Inc. (NYSE: CPAY)
Corpay reported third quarter results on Nov. 4. On a GAAP basis, revenues increased 18% to $1,381.9 million from $1,172.5 million, net income increased 36% to $378.4 million and net income per diluted share increased 45% to $5.66. Among its non-GAAP results, organic revenue growth was 11%, Adjusted EBITDA increased 17% to $793.8 million and adjusted net income per diluted share increased 32% to $7.54.
The company said it is raising its full-year 2026 outlook and revised its fiscal 2026 guidance to total revenues between $5.340 billion and $5.360 billion and adjusted net income per diluted share between $27.90 and $28.10. "Our third quarter results were excellent, with revenue growth of 18% and adjusted net income per diluted share growth of 32%, both ahead of our expectations," said Ron Clarke, chairman and chief executive officer, Corpay, Inc. Corpay shares closed at $461.95 on Wednesday, up 0.50%.
Flywire Corporation (NASDAQ: FLYW)
Flywire reported third quarter 2026 results on Nov. 3. On a GAAP basis, revenue increased 25.1% to $250.3 million and net income was $74.5 million, compared to $29.6 million a year earlier; the company said third quarter 2026 net income reflects a non-cash income tax benefit of approximately $39.2 million. The release also reported Total Payment Volume up 27.7% to $17.8 billion and, on a non-GAAP basis, Revenue Less Ancillary Services up 26.0% to $244.5 million and Adjusted EBITDA up 39.2% to $79.5 million.
Flywire raised its fiscal 2026 FX-Neutral Revenue Less Ancillary Services growth guidance by 2 points at the midpoint, to 25% to 27% year over year, and its Adjusted EBITDA margin growth guidance by 30 basis points at the midpoint. "Q3 showed the sustainability of our growth. Through our seasonal education peak, we delivered strong top-line growth with disciplined execution across all four verticals," said Mike Massaro, Flywire's CEO. Flywire shares closed at $22.25 on Wednesday, down 0.45%.
Each of the five reported its quarter in its own terms, and the outlooks above are the companies' own guidance. To learn how to read the news and the charts behind stocks like these, get the free Knowledge is Power guide from Stock Preachers at https://market-updates.com/sp/
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