Protect your home from water damage
TORONTO, March 18, 2013 /CNW/ - It's Canada Water Week, a week-long
celebration of water across the country. While fresh, abundant water is
an important resource in our lives, Insurance Bureau of Canada (IBC)
reminds Canadians that water damage to your property can result in
expensive repair bills and ruin priceless valuables. Fortunately, there
are steps you can take to protect your home and your property before
"Based on estimates, the Canadian insurance industry paid $1.7 billion
in claims in recent years due to water damage. That's a staggering
figure, but with a little planning you can ensure that you and your
family protect health and home," says Ralph Palumbo, VP, Ontario, IBC.
Here are some focused activities that will help prevent water damage:
Inside your home
Install backwater valves or plugs for drains, toilets and other sewer
Move valuable items from the basement to upper floors.
Prepare a detailed home inventory. This will help you and your insurer keep track of your valuables in
the event of a loss.
Use water-resistant building materials below ground level.
Outside your home
Ensure proper lot grading. If possible, build up the ground around your
house so water can drain away from your basement walls.
Clear snow about three to five feet away from the house foundation to
Check sidewalks, patios, decks and driveways to make sure they haven't
settled over time and are causing water to drain toward your house.
Clear your eavestroughs of debris and if possible, help clear catch
basins near your home.
Keep water out of window sills.
Make sure downspouts extend at least six feet from your basement wall.
Water should drain away from your house and neighbouring homes toward
the street, backyard or back lane.
Use a rain barrel to catch water runoff from downspouts.
Talk to your insurance representative to make sure you have appropriate
Sudden and accidental bursting of plumbing pipes and appliances is
covered by all residential policies. However, damage may not be covered
when freezing causes the escape of water.
Water damage in a basement due to a sewer backup is only covered if
specific sewer backup coverage has been purchased.
In certain circumstances, homeowners who are unable to return home due
to insurable damage are entitled to additional living expenses.
Overland flooding resulting in water overflowing onto dry land and
causing damage is not covered in residential properties in Canada.
(Speak to your insurance representative for more information on how you
can protect your home).
IBC also has a new Dry House Challenge iPad app, a free, fun and
interactive game that shows homeowners how to prevent water damage in
15 potential problem areas around the house.
The Dry House Challenge iPad app can be downloaded for free through
iTunes here and from IBC's popular social media site at www.getintheknow.ibc.ca here.
About Insurance Bureau of Canada
Insurance Bureau of Canada is the national industry association
representing Canada's private home, car and business insurers. Its
member companies represent 90% of the property and casualty (P&C)
insurance market in Canada. The P&C insurance industry employs over
115,000 Canadians, pays more than $7 billion in taxes to the federal,
provincial and municipal governments, and has a total premium base of
To view media releases and other information, visit the media section of
IBC's website at www.ibc.ca, for IBC on Twitter follow @insurancebureau or like us on Facebook.
If you require more information, IBC spokespeople are available to
discuss the details in this media release.
SOURCE: INSURANCE BUREAU OF CANADA
For further information:
To schedule an interview, please contact:
Media Relations Officer
Insurance Bureau of Canada
416-362-2031 ext. 4312