Consumer debt excluding mortgages at record high in 2009 US at $2495 Billion
and Canada at $299,410 Million

TORONTO, April 19 /CNW/ - Hyder Syed, President of, an online borrower-lender platform, says the credit industry is experiencing the toughest times ever in history with mounting credit demand and stringent lending criteria.

Consumers are in a tight spot to find money for their automobile, house, education or personal needs. As the national average on debt per family increases the lending policies gets adjusted accordingly. eases the process for a prospective borrower to find money for their needs and helps the lender save on expensive marketing and advertising by finding their prospects online.

This is a unique platform that does not intervene in the facilitation of a loan transaction. Borrowers and Lenders use their discretion to deal with each other on their terms.

Businesses use to secure initial or expansion capital. This platform does not restrict or differentiate between a new entrepreneur and an established business seeking capital to grow. Lenders have an array of investment opportunities to choose from and borrowers have willing investors to listen to their story. envisions that the credit industry can be more efficient if the middle man is taken off between the borrower and lender.

About Loanwin:, is the fastest growing borrower-to-lender platform, created to make lending direct and more financially rewarding for everyone.

How it works:

People who register as lenders get to choose a prospective borrower who fits their criteria. brings borrowers and lenders together and thereafter the borrower and lender set their own terms to do business with each other. neither recommends nor gives any negative ratings to any borrowers listings or lenders profile.

Borrowers create loan listings for any amount they wish to borrow and set the maximum rate they are willing to pay a lender. Prospective borrowers provide basic information so that Lenders feel comfortable to do business with them. The listing process is very simple and can be completed within minutes. Once the listing is posted it is available on the net for lenders to view and contact the borrower.'s marketplace platform is patent pending.


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