HALIFAX, Dec. 22, 2013 /CNW/ - A winter storm is rolling in to Atlantic
Canada and the storm has already caused serious problems in Ontario
with downed trees and power lines and icy roads.
Amanda Dean, IBC Vice-President, Atlantic Canada says, "We have seen
many serious storms in 2013 that have caused a great deal of damage
right across Canada. If you suffer damages from today's events, when it
is safe to do so, it is important to assess and document any potential
damages you need to report to your insurance representative. If you
have to go out in the storm be sure to watch for downed power lines.
Report any downed lines to your power company."
Starting the process
Call your insurance representative and/or company. Most insurers have
24-hour claims service. Be as detailed as possible when providing
information. If you need help getting in touch with your insurer,
contact IBC's Consumer Information Centre at 1-800-565-7189. Ext: 228.
Some tips for outside your home:
Keep your sidewalk and the front stairs of your house clear of snow and
ice to prevent falls and injuries.
Keep snow and ice clear of gas or propane meters, exhaust vents and
Water frozen in pipes can cause your pipes to break at their weakest
point. To prevent freezing, fit exposed pipes with insulation sleeves
If you need to drive, make sure all snow and ice is cleared from your
Are you covered?
Damage to homes caused by snow, rain or wind is generally covered. This
includes damage caused by flying debris or falling branches or trees,
or damage to your home and its contents when water or snow enters
through openings caused by high winds.
Damage to mobile homes or trailers may be covered from wind damage,
policy wordings vary so it's best to check with your insurance
Damage to cars from ice, wind or water is typically covered if you have
comprehensive or all-perils car insurance. This coverage isn't
mandatory so check your policy.
In certain circumstances, homeowners who are unable to live in their
homes because of insurable damage are entitled to additional living
expenses. Ask your insurance representative for more information.
About Insurance Bureau of Canada
Insurance Bureau of Canada is the national industry association
representing Canada's private home, car and business insurers. Its
member companies represent 90% of the property and casualty (P&C)
insurance market in Canada. The P&C insurance industry employs over
118,600 Canadians, pays more than $7 billion in taxes to the federal,
provincial and municipal governments, and has a total premium base of
To view media releases and other information, visit the media section of
IBC's website at www.ibc.ca. Follow IBC on Twitter @InsuranceBureau or like us on Facebook.
If you require more information, IBC spokespeople are available to
discuss the details in this media release.
SOURCE: Insurance Bureau of Canada
For further information:
Director, Media Relations
Insurance Bureau of Canada