TORONTO, Feb. 9, 2012 /CNW/ - With Environment Canada predicting
warmer-than-normal temperatures for the rest of the winter across the
country, Insurance Bureau of Canada (IBC) asks homeowners: Is your home
protected from water damage?
"While everyone is talking about the weather, it's a good time to think
about how protected your home is from water damage," says Ralph
Palumbo, Ontario Vice-President, IBC. "Don't wait until the water is
rising in your finished basement to take steps to protect your property
Here are some steps homeowners can take to reduce the risk of water
damage to their homes caused by both flooding and maintenance problems around the house:
keep floor drains clear of obstruction
arrange to have someone check your property if you are going to be away
from home for more than three days
ensure that there is proper grading around your home
install a sump pump
install backflow valves or plugs for drains, toilets and other sewer
connections to prevent water from entering the home
store important documents and irreplaceable personal objects (such as
photographs) where they will not get damaged
"Homeowners should also talk to their insurance representative about
purchasing sewer backup coverage as an add-on to their insurance
policy," suggests Palumbo.
While overland flooding is not covered by insurance anywhere in Canada,
obtaining sewer backup coverage is prudent in low-lying areas,
especially if the area has combined storm and sanitary sewers.
About Insurance Bureau of Canada
Insurance Bureau of Canada is the national industry association
representing Canada's home, car and business insurers. Its member
companies represent 90% of the private property and casualty (P&C)
insurance market in Canada. The P&C insurance industry employs over
114,000 Canadians, pays more than $7 billion in taxes to the federal,
provincial and municipal governments, and has a total premium base of
For more information about insurance topics, and to view media releases,
visit IBC's website at www.ibc.ca.
SOURCE INSURANCE BUREAU OF CANADA
For further information:
For more information, contact Erika Bennett at 416-362-2031 ext. 4312.