HALIFAX, Sept. 7, 2012 /CNW/ - Insurance Bureau of Canada (IBC) is
following developments related to Hurricane Leslie. While it is still
too early to tell exactly where the storm may track and to what extent
it might hit land in Canada, IBC says this is a good time to ensure you
are prepared in the event of a storm.
"Hurricanes can have a devastating impact on communities, the safety of
their residents and the protection of their property. Individuals and
families can prepare themselves against their vulnerability to
hurricanes and severe windstorms by taking some simple precautions."
says Bill Adams, Vice-President of Atlantic Canada for IBC.
Some of these tips include:
Damage to homes is usually caused by hail or wind and typically that is
covered. This includes damage caused by flying debris or falling
branches or trees, or damage to your home and contents from water
entering through openings suddenly caused by wind or hail.
Damage to vehicles from wind, hail or water is usually covered if
comprehensive or all perils coverage auto insurance has been purchased.
This coverage is not mandatory, so check your policy.
In general, overland flooding resulting in water entering a home is not
covered. Overland flooding, which usually occurs when bodies of water,
such as rivers, dams and other watercourses, overflow onto dry land and
cause damage to residential areas, is usually not covered by insurance
because it is only a risk for the small percentage of the population
who live in a flood plain.
Water damage in a basement due to a sewer backup is only covered if
specific sewer backup coverage has been purchased. In certain
circumstances, homeowners who are unable to return home due to
insurable damage are entitled to additional living expenses.
If you have questions contact your insurance representative or IBC's
consumer information centre at 1-800-565-7189
About Insurance Bureau of Canada
Insurance Bureau of Canada is the national industry association
representing Canada's private home, car and business insurers. Its
member companies represent 90% of the property and casualty (P&C)
insurance market in Canada. The P&C insurance industry employs over
114,000 Canadians, pays more than $7 billion in taxes to the federal,
provincial and municipal governments, and has a total premium base of
To view media releases and information, visit the media section of IBC's
website at www.ibc.ca and for IBC on Twitter follow @insurancebureau.
SOURCE: INSURANCE BUREAU OF CANADA
For further information:
For more information, or to schedule an interview, contact:
Director, Media Relations
Insurance Bureau of Canada
416-362-2031 ext. 4387