Insurance Bureau of Canada urges residents of PEI to minimize damage and check their insurance coverage following ice storm

    HALIFAX, Jan. 31 /CNW/ - Canada's home, car and business insurers urge
residents of Prince Edward Island to contact their insurance representatives
and to take measures to protect themselves and minimize damage as a result of
this week's ice storm.
    The storm brought down power poles and trees, and resulted in thousands
of homes and businesses being without power.
    Don Forgeron, Vice-President, Atlantic, Insurance Bureau of Canada (IBC)
said: "During a power outage, the first priority is to ensure the safety of
yourself and your family. For example, exercise extreme caution in the use of
candles. Don't leave them burning unattended."
    He added: "It is also important to protect your home against damage
resulting from an extended power outage. To prevent bursting pipes due to
freezing, remember to turn off water mains where they enter the house, then
drain the pipes by opening all taps in the house."
    Forgeron urged residents with homes or vehicles that have been damaged by
the storm to contact their insurance representatives as soon as possible to
determine the extent to which they are covered. Coverage varies from policy to
    "Damage to homes caused by falling branches or trees is usually covered.
Damage to vehicles caused by fallen branches or trees is covered under the
comprehensive section of an automobile insurance policy, but this coverage is
not mandatory and policyholders are advised to check their policy," he said.
    Losses sustained because of food spoilage in freezers resulting from loss
of power are also usually covered, up to $1,000, by home policies.
    For any questions or concerns pertaining to home, car or business
insurance, please contact the IBC Consumer Information Centre at
(800) 565-7189 x. 227.

    Insurance Bureau of Canada is the national trade association of the
property and casualty insurance industry. Its member companies provide nearly
95% of the private home, car and business insurance sold in Canada.

For further information:

For further information: Don Forgeron, (902) 429-2730 x. 225

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