Industrial Alliance Launches the ATTITUDE Portfolios: a New Generation of Life Cycle Funds for Members of Group Retirement Plans

    QUEBEC CITY, June 28 /CNW Telbec/ - Industrial Alliance Insurance and
Financial Services Inc. is pleased to announce the introduction of an
innovative investment solution for the members of its group retirement plans:
ATTITUDE portfolios. The ATTITUDE portfolios stand out from the majority of
comparable products offered on the market by combining two essential factors
in investment: the investment horizon and the investor profile. Industrial
Alliance is a pioneer in the field, since it was the first financial
institution to offer such a combination.
    "For several years, professionals in the financial field have been
insisting on the importance for each member to determine their investor
profile and make an investment choice that corresponds to them," stated Lucie
Lachance, Director, Actuarial and Marketing Services, Group Pensions. "Yet
this fundamental concept in investments is left out of most of the life cycle
funds offered on the market, since most of them only take the investment
horizon into account. The ATTITUDE portfolios made up for this deficiency by
integrating this determining factor which is the investor profile before any
other product."
    The ATTITUDE portfolios are specially designed to optimize returns in
peace of mind. The combined effect of the investment horizon and investor
profile ensure members a worry-free investment.
    The ATTITUDE portfolios propose an asset allocation that evolves over
time according to the investment horizon, which is determined according to the
member's age and a target retirement date. Hence, they aim to optimize the
growth possibilities at the beginning of the member's career, then gradually
become more conservative as retirement approaches in order to preserve the
    The investor profile reflects the member's personal financial situation,
tolerance to market fluctuations and investment knowledge - factors that
differentiate the member from other members who have the same investment
horizon. Based on criteria specific to them, members can choose from five
profiles that vary from "Conservative" to "Aggressive." If the member's
situation changes over time and the investor profile evolves, the assets can
always be transferred to another portfolio that has a more suitable level of
    A target is set according to these two factors and the asset allocation
is periodically rebalanced to correspond to it at all times. Members are thus
assured that their investment will remain consistent with the parameters that
they have personally selected.
    To add another dimension to this flexibility, through the ATTITUDE
portfolios, Industrial Alliance offers the possibility to build customized
portfolios to meet the specific needs of a group of members. Based on their
preferences, clients can determine the fund managers, funds and their
respective distribution in each portfolio, as well as the investor profiles
and retirement dates.
    Finally, by combining the visions and strategies of several managers, the
ATTITUDE portfolios also aim to generate a higher return at a lower risk.
Industrial Alliance regularly performs a strict evaluation of the various
investment funds to make sure that the managers still meet the Company's
    The launching of the ATTITUDE portfolios is further proof of Industrial
Alliance's commitment to innovation, flexibility, accessibility and service,
four criteria that make the Company stand out.

    About Industrial Alliance

    Founded in 1892, Industrial Alliance Insurance and Financial Services
Inc. is a life and health insurance company that offers a wide range of life
and health insurance products, savings and retirement plans, RRSPs, mutual and
segregated funds, securities, auto and home insurance, mortgage loans and
other financial products and services. The fifth largest life and health
insurance company in Canada, Industrial Alliance is at the head of a large
financial group, which has operations across Canada as well as in the western
United States. Industrial Alliance contributes to the financial well-being of
over 3 million Canadians, employs more than 2,800 people and manages and
administers $50 billion in assets. Industrial Alliance stock is listed on the
Toronto Stock Exchange under the ticker symbol IAG. Industrial Alliance is
among the 100 largest public companies in Canada.

For further information:

For further information: Jacques Carrière, Vice-President, Investor
Relations, (418) 684-5275; cell: (418) 576-3624,;

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