Good fences don't always make good neighbours - Moving Day brings new beginnings, new neighbours and (possibly) new risks - By Laurent Nadeau

    MONTREAL, June 23 /CNW Telbec/ - The American poet Robert Frost once
wrote "good fences make good neighbours." For the majority of us, this may be
true. However, on the eve of our national moving day, when many of us are
about to inherit new neighbours, the story may be very different.
    According to a new survey conducted by Services de Titres FCT, Quebec's
leading title insurer, 16 per cent of Quebec homeowners have had a property
line or boundary dispute with a neighbour. More than 20 per cent of these
disputes remain unresolved. The problem? Despite best efforts, property
boundaries tend to blur over time.
    Imagine a few months after new neighbours move in next door and they
announce they are doing major landscaping or installing a swimming pool. A
close look at property lines on a land survey reveals that a building
extension built by the previous owner is encroaching on your neighbour's
property. Unless you have title insurance, which protects homeowners against
issues like property line encroachments, municipal code violations and title
defects not uncovered in a title search, the onus will be on you to cover the
costs associated with restoring the property lines.
    Issues with neighbours are not the only surprises homeowners can
encounter. These can range from something as simple as unexpected repairs to
unanticipated closing costs. Serious issues like property encroachments,
unpaid liens, defects in title, or costs arising from municipal code
violations can all be offset with the purchase of a title insurance policy,
which can be acquired through notaries by paying a low one-time premium.
    The Services de Titres FCT survey also asked Canadians about the measures
they take to protect their homes. While 97 per cent of Quebecers indicated
they have home insurance and 54 per cent have a home security system, only 37
per cent reported having title insurance.
    There is some good news here. The Services de Titres FCT survey found
that Quebecers are among the friendliest neighbours in Canada: 72 per cent of
Quebecers and Ontarians and 76 per cent of Maritimers consider their
neighbours good friends, compared with 61 per cent nationally.

    Additional Survey Highlights

    - 84 per cent of Quebec homeowners trust their neighbours to watch over
      their home while they are away
    - 72 per cent of Quebec homeowners consider their neighbours to be good
    - 57 per cent of Quebec homeowners help each other with chores, repairs
      and emergencies
    - 21 per cent of Quebec homeowners reported hosting their neighbours

    - Laurent Nadeau is Chief Operating Officer, Québec, Services de Titres

For further information:

For further information: Véronique Gabrysz, Allard Hervieu
communication, (514) 499-3030, poste 773,; Stéphanie Fortin,
Allard Hervieu Communication, (514) 499-3030 ,poste 774,

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