BMO Bank of Montreal Changes Mortgage Rates

    TORONTO, Jan. 22 /CNW/ - BMO Bank of Montreal today announced it is
changing its variable mortgage rates effective Jan 23, 2008.

    The new rates are:

    Variable Rates:                         To:                       Change:

    3 year open                          5.750%                        -0.25%
    6 year Below Prime                   5.375%                        -0.25%
    5 year Protected                     5.650%                        -0.25%

    The ceiling on the Five-Year Protected Variable Rate mortgage is 7.49%.

For further information:

For further information: For Media Relations Enquiries: Katelyn Hunter,
Toronto,, (416) 867-3915; Ronald Monet, Montréal,, (514) 877-1873, Internet:

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