Are you covered for trips and breaks? The truth about travel insurance might surprise you

    Public awareness campaign dispels travel insurance myths

    TORONTO, Feb. 27 /CNW/ - The sun doesn't shine on every vacation.
Unfortunately, most Canadians only discover the limitations of their credit
card or workplace insurance coverage when it's too late. Get the facts on
travel insurance at the new Truth About Travel Insurance public information
website for Canadian travellers:
    "The Truth About Travel Insurance public awareness campaign was created
to help Canadians make informed decisions when choosing a travel insurance
policy," says Nathan LaFayette, director of operations, AIG Travel Guard
Canada. "Too many people find out the hard way that their provincial health
insurance or travel insurance provided through their credit card doesn't cover
them for what they need."
    Many Canadians believe that their credit cards, employee benefit plans or
the provincial government protect them fully on trips outside of Canada, but
that is often not the case. The Canadian government recommends travellers
purchase private health insurance when they leave the country because of the
potentially high costs of foreign hospital care(*). In fact, a one day stay in
an American hospital can cost as much as $4,000 while provincial health
insurance covers only a fraction of that amount. For example, Ontario's OHIP
(Ontario Health Insurance Plan) only covers up to $400 per day in
international medical expenses, while BC's Medical Services Plan covers just
$75 per day. As well, the travel accident insurance available on credit cards
does not typically cover illness and workplace insurance plans do not
compensate for lost baggage or trip cancellation.
    "We hope that Canadian travellers will take advantage of the website and
use it to help them choose an appropriate travel insurance policy for their
next trip," says LaFayette. "With heightened airport security, increased
travel delays and missing baggage causing headaches for travellers, it is more
important than ever to ensure you have the right kind of travel insurance for
your specific travel needs."
    Developed by AIG Travel Guard Canada as a public service site, The Truth
About Travel Insurance website provides facts about what to look for in a
travel insurance policy, comparisons of different policies, as well as
real-life "it happened to me" scenarios from travellers.

    About AIG Travel Guard Canada:

    For more information about AIG Travel Guard Canada, please visit

    (*) Health Canada, Canada Health Act Division:

    AIG Travel Guard Canada insurance is underwritten by American Home
Assurance Company, Canada Branch, with its principal place of business at
145 Wellington Street West, Toronto, Ontario, Canada, M5J 1H8. American Home
Assurance Company is a member company of American International Group, Inc.
The description herein is a summary only. It does not include all terms,
conditions and exclusions of the policies described. Please refer to the
actual policies for complete details of coverage and exclusions.

For further information:

For further information: Anne Adamson or Carolyn Abbass, Paradigm Public
Relations, (416) 203-2223,

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