MONTREAL, Sept. 6, 2011 /CNW Telbec/ - The Insurance Bureau of Canada
(IBC) would like to advise residents affected by the tornado in
Trois-Rivières on Sunday that most home and automobile insurance
policies cover property damage caused by this type of natural disaster.
However, due to the many different choices available to policyholders
with regard to home insurance coverage, it is strongly recommended that
policyholders who have incurred damage contact their insurer or broker
as soon as possible to verify the extent of their coverage. Some
losses, such as damage to outdoor swimming pools for example, are not
necessarily included in basic home insurance policies. Futhermore,
trees and shrubs damaged by the wind are not usually covered either.
The IBC would also like to remind policyholders that damage sustained by
automotive vehicles is covered under car insurance policies provided
they have purchased "all risk" protection, "comprehensive" coverage or "specified perils" protection.
People affected by the tornado should take all necessary precautions to
protect their property and avoid further damage.The IBC also advises
policyholders to keep all receipts and bills for expenses incurred due
to wind damage and to take photographs or videotape footage of damaged
Finally, IBC would like to remind people of the importance of contacting
their insurers or brokers and of making a claim, if necessary. For any
other information, the Insurance Information Centre is open Monday to
Friday from 8:30 A.M. to 4:30 P.M. Policyholders can also call
(514) 288-4321 or 1 877 288-4321 or visit our Website at www.infoinsurance.ca for answers or information.
About the Insurance Bureau of Canada
The Insurance Bureau of Canada is a national association that brings
together the majority of general insurance companies in Canada. It
offers various services to consumers in order to inform and assist them
when purchasing car or home insurance or making a claim.
SOURCE INSURANCE BUREAU OF CANADA
For further information:
Public Affairs Advisor
Phone : 514 288-1563 ext. 232