Fair Isaac Enhances FICO Credit Score for Canadian Market



    Newest FICO Score Available from Equifax Canada Captures Recent Changes
in Canadians' Credit Habits to Provide Lenders with Improved Predictor of
Credit Risk

    MINNEAPOLIS, August 9 /CNW/ - Fair Isaac Corporation (NYSE:  FIC) today
announced the introduction of its newest FICO(R) credit score for Canadian
lenders, available from Equifax Canada as BEACON(R) 5.0. Calculated with Fair
Isaac's updated and enhanced FICO scoring model, the new score offers lenders
an improved tool to manage credit risk by ranking consumers according to the
likelihood that their credit obligations will be paid as expected.

    "By studying large samples of Equifax Canada's credit reports, we found
that consumers are opening more credit lines, carrying higher balances, and
generally using credit to a greater degree than ever before," said Ron Totaro,
vice president of Global Scoring at Fair Isaac. "This richer data has helped
Fair Isaac scientists to produce a more powerful credit risk score,
particularly when applied to new-account populations and people who have a
history of serious credit problems. It also prompted Fair Isaac to expand a
key consumer benefit already built into the prior FICO scoring model which
protects consumers who shop among several lenders for the best auto loan or
mortgage. As a result, lenders and consumers both will benefit when lenders
use BEACON 5.0 scores from Equifax Canada."

    Previously, Fair Isaac's scoring model protected consumers who shopped
for a loan for a period of up to 14 days. The new scoring model extends this
protected shopping period to 45 days. For mortgage or auto loans, lender
inquiries on the consumer's Equifax Canada credit report are counted by the
scoring model as a single inquiry during any 45-day period. Consumers benefit
because they can shop for the best loan without worry that multiple lender
inquiries will significantly affect their future BEACON 5.0 scores.

    About Fair Isaac

    Fair Isaac Corporation (NYSE:  FIC) combines trusted advice, world-class
analytics and innovative applications to help businesses make smarter
decisions. Fair Isaac's solutions and technologies for Enterprise Decision
Management turn strategy into action and elevate business performance by
giving organizations the power to automate more decisions, improve the quality
of their decisions, and connect decisions across their business. Clients in 80
countries work with Fair Isaac to increase customer loyalty and profitability,
cut fraud losses, manage credit risk, meet regulatory and competitive demands,
and rapidly build market share. Learn more about Fair Isaac at
www.fairisaac.com.

    Fair Isaac Statement Concerning Forward-Looking Information

    Except for historical information contained herein, the statements
contained in this press release that relate to Fair Isaac, including
statements regarding its FICO(R) score, and the relationship described herein,
and the benefits to be derived from the offering, are forward-looking
statements within the meaning of the "safe harbor" provisions of the Private
Securities Litigation Reform Act of 1995. These forward-looking statements are
subject to risks and uncertainties that may cause actual results to differ
materially, including any unforseen technical difficulties related to the
implementation, use and functionality of the offering, the risks that
customers will not perceive material benefits from the offering, failure of
the product to deliver the expected results, the possibility of errors or
defects in the offering, regulatory changes applicable to the use of consumer
credit and other data, and other risks described from time to time in Fair
Isaac's SEC reports, including its Annual Report on Form 10-K for the year
ended September 30, 2006, and quarterly report on Form 10-Q for the period
ended June 30, 2007. Forward-looking statements should be considered with
caution. If any of these risks or uncertainties materializes or any of these
assumptions proves incorrect, Fair Isaac's results could differ materially
from Fair Isaac's expectations in these statements. Fair Isaac disclaims any
intent or obligation to update these forward-looking statements.

    Fair Isaac and FICO are trademarks or registered trademarks of Fair Isaac
Corporation, in the United States and/or in other countries. Equifax and
BEACON are trademarks or registered trademarks of Equifax, Inc., in the United
States and/or in other countries.




For further information:

For further information: Fair Isaac Corporation, Minneapolis Analysts:
John D. Emerick, Jr., 1-800-213-5542 investor@fairisaac.com or Media: Craig
Watts 1-415-492-5399 craigwatts@fairisaac.com

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FAIR ISAAC CORPORATION

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