Debt Collection Leads Top Five List of Legal Services Requests From Legal Service Plan Members



    ADA, Okla., Sept. 2 /CNW/ - Debt Collection was the leading nationwide
service request among legal service plan members of Pre-Paid Legal Services,
Inc. (NYSE:   PPD) during the second quarter of 2009, followed by (2)
Foreclosure/Eviction, (3) Family Law, (4) Bankruptcy and (5) Employment
Issues. The Pre-Paid Legal Services (PPD) "Top Five List" is based on the
total volume of member (customer) requests for service submitted to the
network of 53 independent provider law firms that provide legal services to
Pre-Paid Legal Services members throughout the U.S. and four Canadian
Provinces.
    For the period, April - June 2009, there were more than 574,000 requests
for service for all legal services, and of this total, the Top Five List
included the following requests for service: Debt Collection (46,073),
Foreclosure/Eviction (36,179), Family Law (38,325), Bankruptcy (14,980) and
Employment Issues (26,461). (NOTE: Each request for service is recorded as a
specific member request, which may include telephone consultations,
third-party letters and other communications. In addition to these top five
legal services request categories, PPD plans include a broad range of other
legal services, such as will preparation, trial defense benefits and IRS audit
legal services.)
    In total, the requests for service were from individual, group and
business plan members of Pre-Paid Legal Service's legal service plans. The
specific breakdown of requests for service from these members (by percentage
of total requests) include: individual members (78 percent), group members (14
percent) and business members (8 percent).
    "The Pre-Paid Legal Services Top Five List is intended to be a
'snap-shot' of the issues that legal service plan members are facing today,
and given the economic hardships that so many Americans are experiencing, it's
not a pretty picture," said Pre-Paid Legal Services Founder and CEO Harland C.
Stonecipher. "Fortunately, we have ongoing relationships with a nationwide
network of superior independent law firms that proactively respond to our
member requests for service on a daily basis."

    The top five legal service requests are based on the following:
    Debt Collection - includes legal assistance to support our members
against other parties and defending members from third-party debt collectors
    Foreclosure/Eviction - represents legal service to protect members from
foreclosure/eviction and support for members in tenant eviction
    Family Law - includes legal services related to divorce, child support,
child custody and child visitation
    Bankruptcy - includes personal and business bankruptcy
    Employment Issues - includes termination, wrongful termination, layoffs,
unemployment compensation, severance agreements and employee vs. independent
contractor issues

    The Pre-Paid Legal Services Top Five List is based on data collected at
the provider law firms and shared with PPD. This information does not include
any details regarding specific conversations or consultations between members
and provider attorneys. PPD does, however, maintain a rigorous monitoring
system which provides feedback on the "customer service" experience of PPD
members with the provider law firms. This is one of the distinguishing
characteristics of the PPD's legal service plan model. The median tenure for
provider law firms in the PPD network is more than 10 years.

    About PPD

    Pre-Paid Legal Services was one of the first companies in the United
States organized solely to design, underwrite and market legal service plans.
We provide legal services to more than 1.5 million families across the U.S.
and Canada. Plan benefits are delivered through a network of independent
provider law firms. Members have direct, toll-free access to their provider
law firm. Provider firms are carefully selected and quality of service is
closely monitored to maintain the high standards of Pre-Paid Legal. The
company website is: www.prepaidlegal.com.

    Forward-Looking Statements

    Statements in this press release, other than purely historical
information, regarding our future plans and objectives and expected operating
results, dividends and share repurchases and statements of the assumptions
underlying such statements, constitute forward-looking statements within the
meaning of Section 21E of the Securities Exchange Act of 1934. The
forward-looking statements contained herein are based on certain assumptions
that may not be correct. They are subject to risks and uncertainties incident
to our business that could cause actual results to differ materially from
those described in the forward-looking statements. These risks and
uncertainties are described in the reports and statements filed by us with the
Securities and Exchange Commission, including (among others) those listed in
our Form 10-K, Form 10-Q and Form 8-K, and include the risks that our
membership persistency or renewal rates may decline, that we may not be able
to continue to grow our memberships and earnings, that we are dependent on the
continued active participation of our principal executive officer, that
pending or future litigation may have a material adverse effect on us if
resolved unfavorably to us, that we may have compromises of our information
security, that during an economic downturn in the economy consumer purchases
of discretionary items may be affected which could materially harm our sales,
retention rates, profitability and financial condition, that we could be
adversely affected by regulatory developments, that competition could
adversely affect us, that we are substantially dependent on our marketing
force, that our stock price may be affected by short sellers, that we have
been unable to increase our employee group membership sales and that our
active premium in force is not indicative of future revenue as a result of
changes in active memberships from cancellations and additional membership
sales. Please refer to pages 15 - 17 of our 2008 Form 10-K and pages 7 and 8
of our June 30, 2009 Form 10-Q for a more complete description of these risks.
We undertake no duty to update any of the forward-looking statements in this
release.




For further information:

For further information: George Snyder of Pre-Paid Legal Services, Inc.,
(580) 421-6339, cell, (580) 310-4067, georgesnyder@pplsi.com; Web Site:
http://www.prepaidlegal.com

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PRE-PAID LEGAL SERVICES, INC.

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