Damages caused by high winds - Policyholder information from the IBC



    MONTREAL, May 14 /CNW Telbec/ - The Insurance Bureau of Canada (IBC)
would like to advise residents affected by the recent high winds that most
home and automobile insurance policies cover property damage caused by this
type of meteorological event.
    However, due to the many different choices available to policyholders
with regard to home insurance coverage, it is strongly recommended that
policyholders who have incurred damage contact their insurer or broker as soon
as possible to verify the extent of their coverage. Some losses, such as
damage to outdoor swimming pools for example, are not necessarily included in
basic home insurance policies. Futhermore, trees and shrubs damaged by the
wind are not usually covered either.
    The IBC would also like to remind policyholders that damage sustained by
automotive vehicles is covered under car insurance policies if they have
purchased "all risk" protection, "comprehensive" coverage or "specified
perils" protection.
    People affected by those events should take all necessary precautions to
protect their property and avoid further damages.The IBC also advises
policyholders to keep all receipts and bills for expenses incurred due to wind
damage and to take photographs or videotape footage of damaged property.
    On a final note, it is always preferable, no matter the extent of the
damage sustained or the insurance coverage purchased, for policyholders to
contact their insurer of broker. For any other information, the Insurance
Information Centre is open Monday to Friday from 8:30 A.M. to 4:30 P.M.
Policyholders can also call (514) 288-4321 or 1 877 288-4321 or visit our
Website at www.infoinsurance.ca for answers or information.

    About the Insurance Bureau of Canada

    The Insurance Bureau of Canada is a national association that brings
together the majority of general insurance companies in Canada. It offers
various services to consumers in order to inform and assist them when
purchasing car or home insurance or making a claim.

    (xxx) Please note that no spokesperson is available for interview
    today.(xxx)




For further information:

For further information: Alexandre Royer, Public Affairs Advisor, (514)
288-1563 extension 232, Cell. phone: (514) 953-0828


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