Survey shows vacations aren't always carefree:
21 per cent of Canadian travelers have required medical attention while
TORONTO, Oct. 22, 2013 /CNW/ - The Travel Health Insurance Association
of Canada (THiA) conducted a national survey1 of Canadians about their travel habits and their understanding of
provincial health coverage. The survey revealed that 35 per cent of
Canadian travellers do not buy travel health insurance.
"Only six per cent of Canadians realize that provincial health plans
cover approximately nine per cent of medical expenses when travelling
outside of Canada," said THiA President, John Thain. "Travel health
insurance is designed to protect against unforeseen medical expenses."
Twenty-one per cent indicated that they have received medical treatment
The most common reasons for seeking medical care include
gastrointestinal issues (21.8 per cent), infection (16.2 per cent) and
fractures (10.7 per cent)
Sixty per cent of those who received medical attention while away had
extended medical insurance to pay for the associated expenses
Most (59.3 per cent) would pay whatever necessary for medical treatment
Associated medical expenses of more than $1,000 would represent a
financial crisis for 33.6 per cent of respondents and 32 per cent
indicated that unforeseen medical expenses of $5,000 or more would
represent a financial crisis
Only 28.5 per cent correctly identified the average cost of treating a
fracture in the US ($10,000)
Other interesting survey findings include:
Thirty per cent of Canadians plan to travel this winter
Thirty-one per cent consider themselves risk takers
Thirty per cent report binge drinking on vacation
Ninety-four per cent of travelers pack underwear
"Travel health insurance should be as essential to a vacation as
underwear," said Thain. "Many people will already have some coverage
through employers or credit cards and it's important to understand
existing coverage and ensure you have the necessary supplemental
THiA recommends that Canadians do the following to have carefree
Know your health and consult a health care provider if you have any
Know your trip - How long will you be gone? Are you a snowbird? Will you
be travelling many times during the year? Do you plan to scuba dive?
Understand your travel insurance policy - Insurance companies have staff
available to answer any questions related to policies
The THiA website has a guide available to help Canadians understand their travel
insurance needs before they investigate policies.
National online survey of 1025 Canadians, conducted October 1 -2, 2013.
About the Travel Health Insurance Association of Canada (THiA)
Founded in 1998, the Travel Health Insurance Association (THiA) is the national organization representing travel insurers, brokers,
underwriters, re-insurers, emergency assistance companies, air
ambulance companies and allied services in the travel insurance field.
THiA is the leading voice of the travel insurance industry in Canada
and is engaged in public education and issues relating to regulatory
affairs and member communications.
SOURCE: Travel Health Insurance Association (THiA)
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