Pivotal Payments is a leading provider and processor of merchant services throughout North America. It provides to both online and point of sale merchants a variety of services such as credit and debit card processing, electronic check conversion, merchant cash advance programs, loyalty/gift card programs and terminal management solutions. The company provides these services to small and mid-sized retail businesses, mail order/telephone order merchants, e-commerce, chain stores, franchises, restaurants and dealerships. With offices across North America, Pivotal Payments has grown to over 350 employees and over 1,500 sales partners and serves more than 60,000 customers. The company processes over US$10 billion in annual transaction processing volume.